Driver’s Education

We’ve learned a thing or two after more than 50 years in the Used Car business. Since 1945, we’ve been putting drivers behind the wheel all over Upstate South Carolina and beyond. We want our customers to drive smart, get a Great Deal, and let DB Carter put you behind the wheel!

Buying New or Used or Leasing — The 10-year picture

In the following example, we show you what it costs to buy and own a new or used car or to lease a car for 10 years. In these examples, we assumed that the car was worth $20,000 when new and was financed at a 6 percent interest rate. Also, in each case, a down payment of $1,000 was made. These figures are estimates to give you a comparative feeling for these different financing scenarios.

If You Buy Your Car: You will make higher payments for the first five years, but then you will own it. Over 10 years, this averages $191 a month or a total cost of $22,920, not including insurance, maintenance and the like.

If You Lease Your Car: Over 10 years, you will lease more than three times, each time making an initial payment of $1,000 and monthly payments of $323. For 10 years, this is a total of $41,760.

If You Buy a Used Car: If you buy a four-year-old used car for $8,000, put down $1,000, and pay it off in three years, your average monthly ownership cost will be $63 for a total of $8,632 for a 10-year period. And that’s an incredible 7 years with no car payment!

If you buy a Quality DB Carter Used Car, you know you got a Great Deal!

Drive it home today with financing on the lot.

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FREE PDF DOWNLOAD – This Official South Carolina DMV Bill of Sale Form 4031 is provided as a convenience to our customers. Feel free to download it and use it for whatever need arises. And if you need a Quality Used Car, come see our unbeatable deals.

For some reason, the South Carolina Department of Motor Vehicles chooses to make this form available on their own site, but you can’t use it because it has a big void stamp on it. Worthless! So hopefully this one is worth something to someone. Let us know if you found this helpful.

Most states require that you have liability insurance. This covers your arse when you’re at fault in an accident. (Remember all those near misses in parking lots and while changing lanes on the freeway when you were blabbing on the cell phone, trying to change the CD, or pushing the slobbering dog/significant other out of your face? Well, your luck won’t hold out forever, honey.) If you live in Mississippi, New Hampshire, Tennessee or Wisconsin, you aren’t required by law (yet) to have liability coverage. For the rest of us, the mandatory coverage varies according to state. Here in South Carolina, the minimum requirements are $15,000 of bodily injury liability for one person, $30,000 bodily injury liability for all people and $10,000 property damage liability.

Besides bodily injury liability, personal injury protection, property damage liability and uninsured/underinsured motorist coverage, you have collision and comprehensive auto insurance coverage to consider. Collision covers damage to the policyholder’s car resulting from running into anything, be it another car, a fire hydrant, a light post, whatever. Comprehensive coverage takes care of your car in the case of theft, fire, falling objects, missiles, explosion, earthquake, flood, riot and civil commotion, among other things (like what? Alien invasion, we guess).

We’re all resentful about having to shell out a bunch of cash every month for something we may never need, but what can you do? The fact is that auto insurance will most likely come to your rescue at some point, so it’s imperative to purchase a worthwhile policy.